How to offer immediate online financing in your WooCommerce online store

When you create an online store the part of its installation and configuration is simple, especially if you use WooCommerce even create products is something easy, but choose the forms of payment is another question, because each has its advantages and disadvantages, but hey, in the end you always get the typical: Paypal, Cards, Bank transfer.

Well, one more step would be to be able to offer financing facilities to your customers so they can access your products in convenient terms, but this almost always goes through a previous process, offline , that would make you lose sales. But that has changed.

The ideal situation to offer payment facilities financed in your online store would be that the whole process is also online, and even that your customers receive funding instantly, and all without leaving your store is possible?

Postpone me: immediate financing for online stores

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I recently met the online payment financing system Postpone by which you can offer simple and instant financing, without leaving your online store, and with a simple integration more than you can.

The fact of offering immediate financing eliminates the main elements of lost sales of an online store: vanishing points and cart abandonment .

By offering the possibility of immediate financing your client can purchase your products or services even if you do not have the money at the moment, l or do without leaving your web since the whole process is in a pop-up window inside your store and all in a fast, simple and transparent process.

How to start using Aplazame

The first step is register an account on the platform of Aplazame as a seller account that is completely free. Once the form is completed you will receive an email from your team, normally from Arancha, to formalize the contract between the vendor and the platform, a logical legal requirement in case of financing.

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From there you already have the sales panel, where you can configure all aspects of the integration of the financing platform in your online store, such as private and public keys, from how much amount you will offer the financing option or even if you want to offer a reduced APR if your customers do social network checking.

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<p> You can also <strong> customize the widget </strong>a small button or text that will appear at will in each product and / or in the cart, informing, based on the current price of the product and / or cart, the financing possibilities. </p>
<p> <img class= Financing conditions of Aplazame

The APR that apply Defer me by default is 25%, but if the customer agrees to the platform reviews their social profiles during the process of requesting online financing you can reduce it to a TAE of 15%, really competitive.

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<p> To access the reduced TAE of 15% the customer must give Access to your social profiles, as a tool for checking profiles and reducing risk. </p>
<h3><span id= How much does it cost to me?

The cost to the seller is minimal, since there is no fee for installation or fees monthly There are fees per transaction which go as far as 1.5% up to € 10,000 financed throughout the month, up to 0.5% in case of financing of more than 25,000 In any case, the fees are very competitive, in line with any direct payment platform, and much cheaper than Paypal, the black chick of the online payment gateways.

When do I pay to Me Delay me?

Well, you decide, but the capture is immediate. Once closed the online financing you will see the operation in your Aplazame panel and you can claim the payment of the total amount to Aplazame, every day or weekly. Once closed the financing with your client is Aplazame who assumes the risks of the operation.

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<p> The collection period, daily or weekly, you decide on your sales panel of Aplazame. </p>
<h3><span id= Special financing campaigns

Before we discussed the financing conditions, but the trade can assume part of the financing amount as a sales tool through the financing campaigns.

You decide on what products, for how long, the conditions, you name and it is activated instantly.

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To do this, you just have to configure the campaign in the panel and offer it to your clients a certain period, a great way to increase your sales in products likely to rationalize part of the benefits.

Can you explain it to me better?

Well look, you better tell it to you Arancha García, commercial director of Aplazame, a who I interviewed recently exclusively for WordPress Help readers …

Ok, I'm convinced! How do I install Aplazame in WordPress?

Well, if the above is simple, here is almost laughter. You only have to install the WordPress plugin, available in the official directory of WordPress.org and in Github .

Once you activate it simply go to the page of adjustments of your WooCommerce and, in the section of forms of payment ( Finalize purchase ) you will have the new option of Aplazame.

You just make sure it is active, you enter your private and public keys and you can start offering online financing in your WooCommerce store . Of course, as always, it is advisable to do a test in sandbox mode.

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<p> The integration is immediate, and you will already be offering <strong> financing of your products both on the product pages, if the amount is higher than the one you configured in your panel, in the cart and in the final purchase page </strong>. </p>
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What is the process like? of financing with Aplazame for the clients?

If the above was simple, easy, almost ridiculously, the process for the client is even better.

  1. Choose Aplazame as a form of payment and click on the button " Place the order "

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  1. A window will open where you can choose financing terms at will easily and transparently.

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  1. Next you will be asked to enter your ID and mobile phone in which you want to receive an SMS code (free of charge) with the code of beginning of the operation

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  1. In the next step, enter your data and confirm the financing conditions, being able to change them at any time .